Legal notice (Imprint)
Information pursuant to §5 DDG (German Digital Services Act). We are represented on the ground by Siegfried Perini, entered in the intermediaries register under §11a(1) GewO.
Who is behind this legal notice, and under which authorisation?
perini.es is operated by Olga Nikushkina, Perini Finance & Property, Krefeld, a mortgage credit intermediary under §34i(1) sentence 1 GewO and loan broker under §34c GewO, granted in Germany. She is entered in the intermediaries register under §11a(1) GewO, number D-W-132-ZUCB-95, kept by IHK Mittlerer Niederrhein. Siegfried Perini represents her on the ground under her authorisation.
Information pursuant to §5 DDG
Olga Nikushkina, Perini Finance & Property, Oberstraße 3, 47829 Krefeld, Germany
Contact: Telephone Spain: +34 635 422 834
Telephone Germany: +49 2151 3293344
Mobile/WhatsApp: +49 177 3272788
E-mail: info@perini.es
Website: https://perini.es
VAT identification number: VAT ID pursuant to §27a UStG: DE319448115
Professional title and professional regulations
Property loan broker (Immobiliardarlehensvermittlerin) pursuant to §34i(1) sentence 1 GewO
Loan broker (Darlehensvermittlerin) pursuant to §34c GewO (other loans)
Granted in: Germany
Professional regulations: §34i GewO, Regulation on property loan brokerage (ImmVermV); §34c GewO, Estate Agents and Developers Regulation (MaBV)
Available at:§34i GewO ·ImmVermV
Licensing authority / supervisory authority
Chamber of Industry and Commerce Mittlerer Niederrhein (IHK Mittlerer Niederrhein)
Nordwall 39
47798 Krefeld
Telephone: +49 2151 635-0
Web: www.mittlerer-niederrhein.ihk.de
Intermediaries register: Entered in the intermediaries register pursuant to §11a(1) GewO
Registration number: D-W-132-ZUCB-95
Register-keeping body: IHK Mittlerer Niederrhein
Public register: www.vermittlerregister.info
Activity abroad in Spain and Portugal
In the Kingdom of Spain, Olga Nikushkina is entered in the Banco de España register as an EU mortgage credit intermediary operating under the freedom to provide services: code D559, since 25 November 2021 (Registro de entidades, app.bde.es). In the Portuguese Republic the transaction is handled through a locally licensed intermediary.
Represented on the ground by: Siegfried Perini, entered in the German intermediary register pursuant to §11a(1) GewO as a person directly involved in brokerage and advice under the licence held by Olga Nikushkina. Content author of the website and point of contact for German-speaking buyers in Spain and Portugal.
Professional indemnity insurance
Allianz Deutschland AG
Königinstraße 28
80802 Munich
Territorial scope: European Economic Area (EEA)
Dispute resolution: We are neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.
Liability for content: As a service provider I am responsible for my own content on these pages in accordance with the general laws pursuant to §7(1) DDG. The information provided on this website does not constitute tax, legal or investment advice. All information without guarantee.
Last updated: 29 September 2026
Frequently asked questions
How can I contact the operator of this website?
Telephone Spain: +34 635 422 834
Telephone Germany: +49 2151 3293344
Mobile/WhatsApp: +49 177 3272788
E-mail: info@perini.es
Website: https://perini.es
Under which authorisation does the mortgage intermediation work?
Property loan broker (Immobiliardarlehensvermittlerin) pursuant to §34i(1) sentence 1 GewO
Loan broker (Darlehensvermittlerin) pursuant to §34c GewO (other loans)
Granted in: Germany
Professional regulations: §34i GewO, Regulation on property loan brokerage (ImmVermV); §34c GewO, Estate Agents and Developers Regulation (MaBV)
Available at:§34i GewO ·ImmVermV
Is Olga Nikushkina registered in Spain as a mortgage credit intermediary?
In Spain, Olga Nikushkina is entered in the Banco de España register as an EU mortgage credit intermediary operating under the freedom to provide services, code D559, since 25 November 2021. In Portugal the transaction is handled through a locally licensed intermediary.
Related pages
Registration and supervision
§34i GewO, intermediary register, activity in Spain and Portugal.
Financing as a non-resident
Loan-to-value, valuation, purchase costs — the basics per country.
Content by Siegfried Perini — local brand representative since 2019, active in real estate since 1992, entered in the German intermediary register (§ 11a GewO) as a person directly involved in brokerage and advice. Point of contact for German-speaking buyers in Spain and Portugal. Brokerage by Olga Nikushkina, mortgage credit intermediary under § 34i German Trade Regulation (GewO); in Portugal through a locally licensed intermediary.