Case reports · Mallorca

Financing in Mallorca — from practice

Anonymised examples of how buyers financed their property in Mallorca.

Property financing in Mallorca

The following case reports show, in anonymised form, how different situations in Mallorca were financed for non-residents. Creditworthiness, the property and the bank's loan-to-value are always decisive.

17 Praxisberichte

Aus der Praxis

Mallorca

Practical case Mallorca: Penthouse with a sea view in Palma

Reaching financing safely with 30 % equity

Zum Praxisbericht → Mallorca

Practical case Mallorca: Charming finca near Santanyí

Modernisation planned in from the start

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Practical case Mallorca: Modern apartment in Port d'Andratx

Reaching the holiday property with 40 % equity

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Practical case Mallorca: Family house in Alcúdia

When the sale of the previous property is part of the financing

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Practical case Mallorca: New-build apartment in Sóller

Step by step to a second home in the mountains

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Practical case Mallorca: Exclusive villa in Port d'Andratx

Preserving the asset structure instead of using all capital

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Practical case Mallorca: Finca with guesthouse in Deià

Two generations realise their dream together

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Practical case Mallorca: Beachside apartment in Cala d'Or

A parental gift sensibly used as equity

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Practical case Mallorca: Historic townhouse in Sóller

Inheritance as part of the equity strategy

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Practical case Mallorca: New-build villa in Santa Ponsa

Buying during the construction phase with well-considered financing planning

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Practical case Mallorca: Penthouse in Portocolom

Portfolio lending instead of selling securities

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Practical case Mallorca: Villa in Campos

Own labour in the renovation cleverly factored in

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Practical case Mallorca: Exclusive finca near Es Trenc

Family wealth deployed strategically for a premium property

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Practical case Mallorca: Villa in Pollensa

With an existing property in Germany as a solid foundation

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Practical case Mallorca: Apartment in Cala Ratjada

Retirement planning with foresight

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Practical case Mallorca: Apartment in Porto Cristo

The first property purchase abroad with careful preparation

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Practical case Mallorca: Detached house in Llucmajor

From holiday home to permanent residence

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FAQ

Frequently asked questions about financing in Mallorca

How much can non-residents borrow?

In Spanien, banks finance non-residents up to a fixed share of the bank or purchase value depending on country and profile; the remainder plus acquisition costs is equity.

What does the consultation cost?

The initial consultation is free and without obligation; remuneration is paid by the bank if successful.

Your contact

A similar situation in Spanien? Let's talk.

Every financing in Spanien is an individual case. In a free initial consultation I will tell you honestly what is feasible and which bank fits.

Book a free consultation

Anonymised individual case, not a binding statement for other projects · Siegfried Perini, BAFA-notified for the cross-border activity of the owner Olga Nikushkina · §34i GewO · no tax or legal advice · no financing commitment; conditions depend on creditworthiness, loan-to-value and bank