Financing in Costa del Sol — from practice
Anonymised examples of how buyers financed their property in Costa del Sol.
Property financing in Costa del Sol
The following case reports show, in anonymised form, how different situations in Costa del Sol were financed for non-residents. Creditworthiness, the property and the bank's loan-to-value are always decisive.
Aus der Praxis
Marbella: Financing a villa in an established residential setting for a permanen
For high-quality properties in Marbella too, it is sensible not to consider the purchase price alone.
Zum Praxisbericht → Costa del SolPuerto Banús: Financing an exclusive apartment at the marina for a permanent res
Exclusive properties too often need individual adaptations before they fully match personal living ideas.
Zum Praxisbericht → Costa del SolNueva Andalucía: Financing a golf villa for life on the Costa del Sol
Even with exclusive villas, additional investment often arises before the property fully matches one's own ideas.
Zum Praxisbericht → Costa del SolEstepona: Financing a modern detached house between the old town and the coast
Modern houses too often need individual adaptations before they fully match personal requirements.
Zum Praxisbericht → Costa del SolBenahavís: Financing a villa with a panoramic view for a permanent centre of lif
With high-quality properties, additional investment often arises even though the property is already in very good condition.
Zum Praxisbericht → Costa del SolMijas: Financing an Andalusian country house for life between the coast and the
Not every property with a rural character is automatically a rustic finca.
Zum Praxisbericht → Costa del SolFuengirola: Financing an apartment near the beach for a permanent centre of life
In cities like Fuengirola in particular, a look at well-located existing apartments is worthwhile.
Zum Praxisbericht → Costa del SolBenalmádena: Financing a penthouse with a sea view for a permanent centre of lif
High-quality new-build or nearly new properties too do not always fully match personal living ideas.
Zum Praxisbericht → Costa del SolMálaga: Financing a city apartment in the historic centre for a permanent centre
City-centre apartments are often convincing for their location and character.
Zum Praxisbericht → Costa del SolNerja: Financing a villa with a sea view for a permanent centre of life
Even if a property is already in good condition, targeted modernisation before moving in is often worthwhile.
Zum Praxisbericht → Costa del SolCasares: Financing a detached house between the coast and nature for a permanent
Casares is especially interesting for buyers who deliberately prefer a quieter residential setting without wanting to give up good accessibility of th
Zum Praxisbericht → Costa del SolSotogrande: Financing a high-quality villa for a permanent centre of life
In the high-priced segment too, financing should not be aligned exclusively with the purchase price.
Zum Praxisbericht → Costa del SolManilva: Financing a terraced house with a sea view for a permanent centre of li
Manilva shows that attractive residential locations on the Costa del Sol do not necessarily have to be in the top price segment.
Zum Praxisbericht → Costa del SolTorrox: Financing a detached house for retirement on the eastern Costa del Sol
Anyone planning their retirement for the long term should think about future requirements already at the property purchase.
Zum Praxisbericht → Costa del SolLa Cala de Mijas: Financing a modern apartment for a permanent centre of life
La Cala de Mijas offers not only an attractive coastal location but also excellent conditions for year-round living.
Zum Praxisbericht →Frequently asked questions about financing in Costa del Sol
How much can non-residents borrow?
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A similar situation in Spanien? Let's talk.
Every financing in Spanien is an individual case. In a free initial consultation I will tell you honestly what is feasible and which bank fits.
Book a free consultationAnonymised individual case, not a binding statement for other projects · Siegfried Perini, BAFA-notified for the cross-border activity of the owner Olga Nikushkina · §34i GewO · no tax or legal advice · no financing commitment; conditions depend on creditworthiness, loan-to-value and bank